What product can I select for my Investment Loan?

You can choose from a range of product options such as an Investment Loan Package, Basic Variable, Standard Variable, or Fixed Rate. You also have the option of selecting Principal and Interest or Interest Only repayment options. Interest Only loans provide you with the option of making a repayment equal to the interest charge monthly. By selecting this product option and only paying the interest, you will not reduce the principal balance of your loan during your Interest Only period.

Variable or fixed rate. Which is right for me?

If you choose a variable rate home or investment loan, the interest rate can rise or fall depending upon the market and economic conditions. This can potentially impact your repayment amount. On a variable rate, you have the flexibility to make unlimited extra repayments without a fee applying, to pay down your loan sooner. Choosing a fixed rate home or investment loan means you can lock your interest in at a set rate for one to five years. So if you think interest rates have hit rock bottom or that rates may rise, you can add certainty to your loan by fixing your repayments for a set period. If you're still not sure about which option is right for you, we're happy to help you make the right decision. Call us on 13 11 82 or visit your nearest branch for more details.

How many loans can be incorporated under one annual package fee?

Multiple loans can be incorporated under one $395 annual fee. Our Home Loan Package offers variable, line of credit and fixed rate products.

What is Responsible Lending?

At People's Choice Credit Union we understand that credit is a very important facility which allows you to achieve your personal, financial or lifestyle goals faster than you could if you had to rely on your savings alone. As a mutually owned financial institution we embrace our responsibility to understand your personal situation when we make recommendations regarding providing, extending or arranging credit for you. This is to ensure you are reasonably likely to meet the obligations you have in respect of repaying the debt and avoid experiencing financial stress. But we recognise that situations may change from time to time which may inhibit your ability to meet your credit repayment obligations. We understand the pressures that you and your family may experience during these difficult times and we work with you to find a mutually acceptable solution to aid in your overall debt management strategies and to continue to work with you to achieve your financial goals.

What is Lenders Mortgage Insurance?

Lenders Mortgage Insurance (LMI) is an insurance that protects the lender in the event of default by the borrower.

How to avoid Lenders' Mortgage Insurance?

To avoid Lenders' Mortgage Insurance it is generally recommended the borrower keep their LVR (Loan to Value Ratio) below >80% plus any fees (conveyancer, stamp duty, building inspection, etc). If the borrower has a deposit of 20% or more of the property value, then they may not be required to pay LMI. For more information on whether you’ll need LMI please speak to one of our Home Loan Advisers or call 13 11 82 .

Compare home and investment loans rates

Choose the loan that is right for you.

What do you need a loan for?

A home to live in
For property investment

First home buyer

Borrowing amount

Deposit

>30%
20-30%
10-20%
5-10 %

Select your rate

Variable interest rate
Fixed interest rate
Unsure

Loan term

30 Years
25 Years
20 Years
10 Years
5 Years

Repayment type

Principal & interest
Interest only

Repayment schedule

Monthly
Fortnightly
Weekly

Basic Variable Investment Loan
Competitive rates and flexible repayment options.
Our Basic Variable Investment Loan may give you the flexibility and freedom you've been looking for.
Apply online
View the Basic Variable Investment Loan details
% p.a.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
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% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
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%
LVR
LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
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$
+
Loan size
The minimum amount that needs to be borrowed for the loan.
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Estimated Repayment
$
New Business Offer
Competitive variable interest rates
No application or ongoing fees
Flexible repayment frequency - pay weekly, fortnightly or monthly
Redraw facility
Basic Variable Investment Loan
Competitive rates and flexible repayment options.
Our Basic Variable Investment Loan may give you the flexibility and freedom you've been looking for.
Apply online
View the Basic Variable Investment Loan details
% p.a.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateDiscount","Value":"2.59"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-I_70-80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.24"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.25"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1014"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateRateDiscountAbs","Value":"2.59"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
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%
LVR
LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
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$
+
Loan size
The minimum amount that needs to be borrowed for the loan.
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Estimated Repayment
$
New Business Offer
Competitive variable interest rates
No application or ongoing fees
Flexible repayment frequency - pay weekly, fortnightly or monthly
Redraw facility
Basic Variable Investment Loan
Competitive rates and flexible repayment options.
Our Basic Variable Investment Loan may give you the flexibility and freedom you've been looking for.
Apply online
View the Basic Variable Investment Loan details
% p.a.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
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% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
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%
LVR
LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
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$
+
Loan size
The minimum amount that needs to be borrowed for the loan.
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Estimated Repayment
$
New Business Offer
Competitive variable interest rates
No application or ongoing fees
Flexible repayment frequency - pay weekly, fortnightly or monthly
Redraw facility
Basic Variable Investment Loan
Competitive rates and flexible repayment options.
Our Basic Variable Investment Loan may give you the flexibility and freedom you've been looking for.
Apply online
View the Basic Variable Investment Loan details
% p.a.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
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% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
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%
LVR
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$
+
Loan size
The minimum amount that needs to be borrowed for the loan.
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Estimated Repayment
$
New Business Offer
Competitive variable interest rates
No application or ongoing fees
Flexible repayment frequency - pay weekly, fortnightly or monthly
Redraw facility
Basic Variable Investment Loan
Competitive rates and flexible repayment options.
Our Basic Variable Investment Loan may give you the flexibility and freedom you've been looking for.
Apply online
View the Basic Variable Investment Loan details
% p.a.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateDiscount","Value":"2.09"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-I_80-90_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.74"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.74"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1010"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateRateDiscountAbs","Value":"2.09"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateDiscount","Value":"2.09"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-I_80-90_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.74"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.74"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1010"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateRateDiscountAbs","Value":"2.09"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
%
LVR
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateDiscount","Value":"2.09"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-I_80-90_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.74"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.74"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1010"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateRateDiscountAbs","Value":"2.09"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
$
+
Loan size
The minimum amount that needs to be borrowed for the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-I"},{"Name":"ProductRateRateDiscount","Value":"2.09"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-I_80-90_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.74"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.74"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1010"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateRateDiscountAbs","Value":"2.09"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
New Business Offer
Competitive variable interest rates
No application or ongoing fees
Flexible repayment frequency - pay weekly, fortnightly or monthly
Redraw facility
Basic Variable Home Loan
Competitive rates and flexible repayment options.
A simpler, non-complicated home loan option with a competitive interest rate, no application or ongoing fees, and the flexibility to make extra repayments.
Apply online
View the Basic Variable Home Loan details
% p.a.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"2.29"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_70_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.89"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"5.90"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1016"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateRateDiscountAbs","Value":"2.29"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"2.29"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_70_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.89"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"5.90"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1016"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateRateDiscountAbs","Value":"2.29"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
%
LVR
LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"2.29"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_70_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.89"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"5.90"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1016"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateRateDiscountAbs","Value":"2.29"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
$
+
Loan size
The minimum amount that needs to be borrowed for the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"2.29"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_70_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.89"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"5.90"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1016"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateRateDiscountAbs","Value":"2.29"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
New Business Offer
Competitive variable interest rates
No application or ongoing fees
Flexible repayment frequency - pay weekly, fortnightly or monthly
Redraw facility
Basic Variable Home Loan
Competitive rates and flexible repayment options.
A simpler, non-complicated home loan option with a competitive interest rate, no application or ongoing fees, and the flexibility to make extra repayments.
Apply online
View the Basic Variable Home Loan details
% p.a.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"2.19"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_70-80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.99"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.00"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1012"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateRateDiscountAbs","Value":"2.19"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"2.19"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_70-80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.99"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.00"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1012"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateRateDiscountAbs","Value":"2.19"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
%
LVR
LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"2.19"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_70-80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.99"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.00"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1012"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateRateDiscountAbs","Value":"2.19"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
$
+
Loan size
The minimum amount that needs to be borrowed for the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"2.19"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_70-80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.99"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.00"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1012"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateRateDiscountAbs","Value":"2.19"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
New Business Offer
Competitive variable interest rates
No application or ongoing fees
Flexible repayment frequency - pay weekly, fortnightly or monthly
Redraw facility
Basic Variable Home Loan
Competitive rates and flexible repayment options.
A simpler, non-complicated home loan option with a competitive interest rate, no application or ongoing fees, and the flexibility to make extra repayments.
Apply online
View the Basic Variable Home Loan details
% p.a.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"1.69"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_80-95_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.49"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.49"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1008"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateRateDiscountAbs","Value":"1.69"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"1.69"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_80-95_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.49"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.49"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1008"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateRateDiscountAbs","Value":"1.69"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
%
LVR
LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"1.69"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_80-95_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.49"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.49"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1008"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateRateDiscountAbs","Value":"1.69"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
$
+
Loan size
The minimum amount that needs to be borrowed for the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BVSO-OO"},{"Name":"ProductRateRateDiscount","Value":"1.69"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BVSO-OO_80-95_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.49"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.49"},{"Name":"ProductRateLoanSizeMinimum","Value":"150000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1008"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable New Business Offer"},{"Name":"ProductRateRateDiscountAbs","Value":"1.69"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
New Business Offer
Competitive variable interest rates
No application or ongoing fees
Flexible repayment frequency - pay weekly, fortnightly or monthly
Redraw facility
Variable Investment Loan Package
Combine several loans under the one package umbrella.
Enjoy a discounted rate for the life of the loan, with the flexibility to make unlimited extra repayments.

Apply online
View the Variable Investment Loan Package details
% p.a.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
[{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"6.14"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateDiscount","Value":"3.27"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-I_70_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.44"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"6.61"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3025"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"3.27"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"6.14"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateDiscount","Value":"3.27"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-I_70_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.44"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"6.61"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3025"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"3.27"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
%
LVR
LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
[{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"6.14"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateDiscount","Value":"3.27"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-I_70_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.44"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"6.61"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3025"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"3.27"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
$
+
Loan size
The minimum amount that needs to be borrowed for the loan.
[{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"6.14"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateDiscount","Value":"3.27"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-I_70_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.44"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"6.61"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3025"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"3.27"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
Offset account option
Unlimited extra repayments
No restrictions on the number of loans under the package
Competitive variable interest rates
Redraw facility
Save on interest rates, products and services
Variable Investment Loan Package
Combine several loans under the one package umbrella.
Enjoy a discounted rate for the life of the loan, with the flexibility to make unlimited extra repayments.

Apply online
View the Variable Investment Loan Package details
% p.a.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
[{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"6.24"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateDiscount","Value":"3.17"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-I_70-80_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.54"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"6.71"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3007"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"3.17"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"6.24"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateDiscount","Value":"3.17"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-I_70-80_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.54"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"6.71"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3007"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"3.17"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
%
LVR
LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
[{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"6.24"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateDiscount","Value":"3.17"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-I_70-80_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.54"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"6.71"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3007"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"3.17"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
$
+
Loan size
The minimum amount that needs to be borrowed for the loan.
[{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"6.24"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateDiscount","Value":"3.17"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-I_70-80_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.54"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"6.71"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3007"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"3.17"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
Offset account option
Unlimited extra repayments
No restrictions on the number of loans under the package
Competitive variable interest rates
Redraw facility
Save on interest rates, products and services
Variable Investment Loan Package
Combine several loans under the one package umbrella.
Enjoy a discounted rate for the life of the loan, with the flexibility to make unlimited extra repayments.

Apply online
View the Variable Investment Loan Package details
% p.a.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateDiscount","Value":"3.27"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-I_70_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.14"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.51"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3023"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"3.27"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateDiscount","Value":"3.27"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-I_70_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.14"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.51"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3023"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"3.27"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
%
LVR
LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateDiscount","Value":"3.27"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-I_70_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.14"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.51"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3023"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"3.27"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
$
+
Loan size
The minimum amount that needs to be borrowed for the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateDiscount","Value":"3.27"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-I_70_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.14"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.51"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3023"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"3.27"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
Offset account option
Unlimited extra repayments
No restrictions on the number of loans under the package
Competitive variable interest rates
Redraw facility
Save on interest rates, products and services
Variable Investment Loan Package
Combine several loans under the one package umbrella.
Enjoy a discounted rate for the life of the loan, with the flexibility to make unlimited extra repayments.

Apply online
View the Variable Investment Loan Package details
% p.a.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateDiscount","Value":"3.17"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-I_70-80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.24"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.61"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3009"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"3.17"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateDiscount","Value":"3.17"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-I_70-80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.24"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.61"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3009"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"3.17"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
%
LVR
LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateDiscount","Value":"3.17"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-I_70-80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.24"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.61"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3009"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"3.17"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
$
+
Loan size
The minimum amount that needs to be borrowed for the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateDiscount","Value":"3.17"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-I_70-80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.24"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.61"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3009"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"3.17"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
Offset account option
Unlimited extra repayments
No restrictions on the number of loans under the package
Competitive variable interest rates
Redraw facility
Save on interest rates, products and services
Variable Investment Loan Package
Combine several loans under the one package umbrella.
Enjoy a discounted rate for the life of the loan, with the flexibility to make unlimited extra repayments.

Apply online
View the Variable Investment Loan Package details
% p.a.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateDiscount","Value":"2.67"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-I_80-90_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.74"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"7.10"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3006"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"2.67"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateDiscount","Value":"2.67"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-I_80-90_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.74"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"7.10"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3006"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"2.67"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
%
LVR
LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateDiscount","Value":"2.67"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-I_80-90_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.74"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"7.10"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3006"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"2.67"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
$
+
Loan size
The minimum amount that needs to be borrowed for the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"HLVP-I"},{"Name":"ProductRateRateDiscount","Value":"2.67"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-I_80-90_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.74"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"7.10"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3006"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"2.67"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
Offset account option
Unlimited extra repayments
No restrictions on the number of loans under the package
Competitive variable interest rates
Redraw facility
Save on interest rates, products and services
Variable Home Loan Package
Combine several loans under the one package umbrella.
Our Variable Home Loan Package provides a discounted rate for the life of the loan, with the flexibility to make unlimited extra repayments.
Apply online
View the Variable Home Loan Package details
% p.a.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateDiscount","Value":"2.87"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-OO_70_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.89"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.26"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3019"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"2.87"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateDiscount","Value":"2.87"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-OO_70_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.89"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.26"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3019"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"2.87"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
%
LVR
LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateDiscount","Value":"2.87"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-OO_70_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.89"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.26"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3019"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"2.87"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
$
+
Loan size
The minimum amount that needs to be borrowed for the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateDiscount","Value":"2.87"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-OO_70_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.89"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.26"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3019"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"2.87"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"70"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
Offset account option
Unlimited extra repayments
No restrictions on the number of loans under the package
Competitive variable interest rates
Redraw facility
Save on interest rates, products and services
Variable Home Loan Package
Combine several loans under the one package umbrella.
Our Variable Home Loan Package provides a discounted rate for the life of the loan, with the flexibility to make unlimited extra repayments.
Apply online
View the Variable Home Loan Package details
% p.a.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateDiscount","Value":"2.77"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-OO_70-80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.99"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.36"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3008"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"2.77"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateDiscount","Value":"2.77"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-OO_70-80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.99"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.36"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3008"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"2.77"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
%
LVR
LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateDiscount","Value":"2.77"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-OO_70-80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.99"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.36"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3008"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"2.77"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
$
+
Loan size
The minimum amount that needs to be borrowed for the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateDiscount","Value":"2.77"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-OO_70-80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"5.99"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.36"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3008"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"2.77"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"70"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
Offset account option
Unlimited extra repayments
No restrictions on the number of loans under the package
Competitive variable interest rates
Redraw facility
Save on interest rates, products and services
Variable Home Loan Package
Combine several loans under the one package umbrella.
Our Variable Home Loan Package provides a discounted rate for the life of the loan, with the flexibility to make unlimited extra repayments.
Apply online
View the Variable Home Loan Package details
% p.a.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateDiscount","Value":"2.27"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-OO_80-95_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.49"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.85"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3004"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"2.27"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateDiscount","Value":"2.27"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-OO_80-95_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.49"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.85"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3004"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"2.27"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
%
LVR
LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateDiscount","Value":"2.27"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-OO_80-95_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.49"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.85"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3004"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"2.27"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
$
+
Loan size
The minimum amount that needs to be borrowed for the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"HLVP-OO"},{"Name":"ProductRateRateDiscount","Value":"2.27"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"HLVP-OO_80-95_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"6.49"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"6.85"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"3004"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Variable Package"},{"Name":"ProductRateRateDiscountAbs","Value":"2.27"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"300"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
Offset account option
Unlimited extra repayments
No restrictions on the number of loans under the package
Competitive variable interest rates
Redraw facility
Save on interest rates, products and services
Basic Variable Investment Loan
Competitive rates and flexible repayment options.
Our Basic Variable Investment Loan may give you the flexibility and freedom you've been looking for.
Apply online
View the Basic Variable Investment Loan details
% p.a.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
[{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"8.58"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateDiscount","Value":"0.3"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BV-I_80_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"8.94"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"8.75"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1007"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0.3"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"8.58"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateDiscount","Value":"0.3"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BV-I_80_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"8.94"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"8.75"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1007"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0.3"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
%
LVR
LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
[{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"8.58"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateDiscount","Value":"0.3"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BV-I_80_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"8.94"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"8.75"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1007"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0.3"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
$
+
Loan size
The minimum amount that needs to be borrowed for the loan.
[{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"8.58"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateDiscount","Value":"0.3"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BV-I_80_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"8.94"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"8.75"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1007"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0.3"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
Competitive variable interest rates
No application or ongoing fees
Flexible repayment frequency - pay weekly, fortnightly or monthly
Redraw facility
Basic Variable Investment Loan
Competitive rates and flexible repayment options.
Our Basic Variable Investment Loan may give you the flexibility and freedom you've been looking for.
Apply online
View the Basic Variable Investment Loan details
% p.a.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateDiscount","Value":"0.25"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BV-I_80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"8.58"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"8.58"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1006"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0.25"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateDiscount","Value":"0.25"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BV-I_80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"8.58"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"8.58"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1006"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0.25"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
%
LVR
LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateDiscount","Value":"0.25"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BV-I_80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"8.58"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"8.58"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1006"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0.25"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
$
+
Loan size
The minimum amount that needs to be borrowed for the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateDiscount","Value":"0.25"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BV-I_80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"8.58"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"8.58"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1006"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0.25"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
Competitive variable interest rates
No application or ongoing fees
Flexible repayment frequency - pay weekly, fortnightly or monthly
Redraw facility
Basic Variable Investment Loan
Competitive rates and flexible repayment options.
Our Basic Variable Investment Loan may give you the flexibility and freedom you've been looking for.
Apply online
View the Basic Variable Investment Loan details
% p.a.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
[{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"8.83"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BV-I_80-90_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"9.24"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"9.03"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1003"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"8.83"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BV-I_80-90_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"9.24"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"9.03"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1003"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
%
LVR
LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
[{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"8.83"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BV-I_80-90_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"9.24"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"9.03"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1003"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
Competitive variable interest rates
No application or ongoing fees
Flexible repayment frequency - pay weekly, fortnightly or monthly
Redraw facility
Basic Variable Investment Loan
Competitive rates and flexible repayment options.
Our Basic Variable Investment Loan may give you the flexibility and freedom you've been looking for.
Apply online
View the Basic Variable Investment Loan details
% p.a.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BV-I_80-90_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"8.83"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"8.83"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1002"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BV-I_80-90_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"8.83"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"8.83"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1002"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
%
LVR
LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BV-I_80-90_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"8.83"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"8.83"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1002"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
$
+
Loan size
The minimum amount that needs to be borrowed for the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BV-I"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BV-I_80-90_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"8.83"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"8.83"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1002"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
Competitive variable interest rates
No application or ongoing fees
Flexible repayment frequency - pay weekly, fortnightly or monthly
Redraw facility
Basic Variable Home Loan
Competitive rates and flexible repayment options.
A simpler, non-complicated home loan option with a competitive interest rate, no application or ongoing fees, and the flexibility to make extra repayments.
Apply online
View the Basic Variable Home Loan details
% p.a.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BV-OO"},{"Name":"ProductRateRateDiscount","Value":"0.25"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BV-OO_80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"7.93"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"7.93"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1004"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0.25"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BV-OO"},{"Name":"ProductRateRateDiscount","Value":"0.25"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BV-OO_80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"7.93"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"7.93"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1004"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0.25"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
%
LVR
LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BV-OO"},{"Name":"ProductRateRateDiscount","Value":"0.25"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BV-OO_80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"7.93"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"7.93"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1004"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0.25"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
$
+
Loan size
The minimum amount that needs to be borrowed for the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BV-OO"},{"Name":"ProductRateRateDiscount","Value":"0.25"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BV-OO_80_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"7.93"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"7.93"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1004"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0.25"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
Competitive variable interest rates
No application or ongoing fees
Flexible repayment frequency - pay weekly, fortnightly or monthly
Redraw facility
Basic Variable Home Loan
Competitive rates and flexible repayment options.
A simpler, non-complicated home loan option with a competitive interest rate, no application or ongoing fees, and the flexibility to make extra repayments.
Apply online
View the Basic Variable Home Loan details
% p.a.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BV-OO"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BV-OO_80-95_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"8.18"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"8.18"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1000"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BV-OO"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BV-OO_80-95_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"8.18"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"8.18"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1000"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
%
LVR
LVR = Loan to Value Ratio. This is the amount of money being borrowed, compared to the property’s total value and is usually stated as a percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Basic Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"BV-OO"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"BV-OO_80-95_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"8.18"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"8.18"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"1000"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Basic Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"200"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
Competitive variable interest rates
No application or ongoing fees
Flexible repayment frequency - pay weekly, fortnightly or monthly
Redraw facility
Fixed Investment Loan Package
Available for terms of between one and five years with the option for flexible repayment frequencies.
Know what your repayments will be with our Fixed Investment Loan Package rate.
Apply online
View the Fixed Investment Loan Package details
% p.a.
3 Year Fixed Rate
An interest rate that is fixed for three years.
[{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateRateRevert","Value":"6.24"},{"Name":"ProductRateProductId","Value":"3YFP-I"},{"Name":"ProductRateRateDiscount","Value":"0.4"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFP-I_80_2m_fixed_3_IO"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.09"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"6.55"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"6019"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"3 Year Fixed Package"},{"Name":"ProductRateRateDiscountAbs","Value":"0.4"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateRateRevert","Value":"6.24"},{"Name":"ProductRateProductId","Value":"3YFP-I"},{"Name":"ProductRateRateDiscount","Value":"0.4"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFP-I_80_2m_fixed_3_IO"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.09"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"6.55"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"6019"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"3 Year Fixed Package"},{"Name":"ProductRateRateDiscountAbs","Value":"0.4"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
Flexible repayment frequency - pay weekly, fortnightly or monthly
Interest only repayment option
Rate-lock facility
Split-loan interest rate option
Save on interest rates, products and services
Fixed Investment Loan Package
Available for terms of between one and five years with the option for flexible repayment frequencies.
Know what your repayments will be with our Fixed Investment Loan Package rate.
Apply online
View the Fixed Investment Loan Package details
% p.a.
3 Year Fixed Rate
An interest rate that is fixed for three years.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateRateRevert","Value":"6.24"},{"Name":"ProductRateProductId","Value":"3YFP-I"},{"Name":"ProductRateRateDiscount","Value":"0.4"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFP-I_80_2m_fixed_3_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"5.89"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"6.51"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"6014"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"3 Year Fixed Package"},{"Name":"ProductRateRateDiscountAbs","Value":"0.4"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateRateRevert","Value":"6.24"},{"Name":"ProductRateProductId","Value":"3YFP-I"},{"Name":"ProductRateRateDiscount","Value":"0.4"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFP-I_80_2m_fixed_3_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"5.89"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"6.51"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"6014"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"3 Year Fixed Package"},{"Name":"ProductRateRateDiscountAbs","Value":"0.4"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
Flexible repayment frequency - pay weekly, fortnightly or monthly
Interest only repayment option
Rate-lock facility
Split-loan interest rate option
Save on interest rates, products and services
Fixed Investment Loan Package
Available for terms of between one and five years with the option for flexible repayment frequencies.
Know what your repayments will be with our Fixed Investment Loan Package rate.
Apply online
View the Fixed Investment Loan Package details
% p.a.
3 Year Fixed Rate
An interest rate that is fixed for three years.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateRateRevert","Value":"6.24"},{"Name":"ProductRateProductId","Value":"3YFP-I"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFP-I_80-90_2m_fixed_3_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.29"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"6.62"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"8012"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"3 Year Fixed Package"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateRateRevert","Value":"6.24"},{"Name":"ProductRateProductId","Value":"3YFP-I"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFP-I_80-90_2m_fixed_3_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.29"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"6.62"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"8012"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"3 Year Fixed Package"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
Flexible repayment frequency - pay weekly, fortnightly or monthly
Interest only repayment option
Rate-lock facility
Split-loan interest rate option
Save on interest rates, products and services
Fixed Home Loan Package
Lock in a competitive fixed interest rate for between one and five years, with the option for flexible repayment frequencies.
Our Fixed Home Loan Package can help you open the door to your new home.
Apply online
View the Fixed Home Loan Package details
% p.a.
2 Year Fixed Rate
An interest rate that is fixed for two years.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateRateRevert","Value":"5.99"},{"Name":"ProductRateProductId","Value":"2YFP-OO"},{"Name":"ProductRateRateDiscount","Value":"0.4"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"2YFP-OO_80_2m_fixed_2_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"5.79"},{"Name":"ProductRateTermMinimum","Value":"2"},{"Name":"ProductRateComparisonRate","Value":"6.32"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"6001"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"2 Year Fixed Package"},{"Name":"ProductRateRateDiscountAbs","Value":"0.4"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateRateRevert","Value":"5.99"},{"Name":"ProductRateProductId","Value":"2YFP-OO"},{"Name":"ProductRateRateDiscount","Value":"0.4"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"2YFP-OO_80_2m_fixed_2_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"5.79"},{"Name":"ProductRateTermMinimum","Value":"2"},{"Name":"ProductRateComparisonRate","Value":"6.32"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"6001"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"2 Year Fixed Package"},{"Name":"ProductRateRateDiscountAbs","Value":"0.4"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
Enjoy the certainty of fixed repayments
Flexible repayment frequency - pay weekly, fortnightly or monthly
Rate-lock facility
Split-loan interest rate option
Save on interest rates, products and services
Fixed Home Loan Package
Lock in a competitive fixed interest rate for between one and five years, with the option for flexible repayment frequencies.
Our Fixed Home Loan Package can help you open the door to your new home.
Apply online
View the Fixed Home Loan Package details
% p.a.
2 Year Fixed Rate
An interest rate that is fixed for two years.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateRateRevert","Value":"5.99"},{"Name":"ProductRateProductId","Value":"2YFP-OO"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"2YFP-OO_80-95_2m_fixed_2_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.19"},{"Name":"ProductRateTermMinimum","Value":"2"},{"Name":"ProductRateComparisonRate","Value":"6.40"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"8001"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"2 Year Fixed Package"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateRateRevert","Value":"5.99"},{"Name":"ProductRateProductId","Value":"2YFP-OO"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"2YFP-OO_80-95_2m_fixed_2_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.19"},{"Name":"ProductRateTermMinimum","Value":"2"},{"Name":"ProductRateComparisonRate","Value":"6.40"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"8001"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"2 Year Fixed Package"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
Enjoy the certainty of fixed repayments
Flexible repayment frequency - pay weekly, fortnightly or monthly
Rate-lock facility
Split-loan interest rate option
Save on interest rates, products and services
Fixed Home Loan Package
Lock in a competitive fixed interest rate for between one and five years, with the option for flexible repayment frequencies.
Our Fixed Home Loan Package can help you open the door to your new home.
Apply online
View the Fixed Home Loan Package details
% p.a.
3 Year Fixed Rate
An interest rate that is fixed for three years.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateRateRevert","Value":"5.99"},{"Name":"ProductRateProductId","Value":"3YFP-FHL-OO"},{"Name":"ProductRateRateDiscount","Value":"0.4"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFP-FHL-OO_80_2m_fixed_3_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"5.59"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"6.25"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"10426"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"First Home Buyer - 3 Year Fixed Package"},{"Name":"ProductRateRateDiscountAbs","Value":"0.4"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"True"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateRateRevert","Value":"5.99"},{"Name":"ProductRateProductId","Value":"3YFP-FHL-OO"},{"Name":"ProductRateRateDiscount","Value":"0.4"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFP-FHL-OO_80_2m_fixed_3_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"5.59"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"6.25"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"10426"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"First Home Buyer - 3 Year Fixed Package"},{"Name":"ProductRateRateDiscountAbs","Value":"0.4"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"True"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
First Home Buyer
Enjoy the certainty of fixed repayments
Flexible repayment frequency - pay weekly, fortnightly or monthly
Rate-lock facility
Split-loan interest rate option
Save on interest rates, products and services
Fixed Home Loan Package
Lock in a competitive fixed interest rate for between one and five years, with the option for flexible repayment frequencies.
Our Fixed Home Loan Package can help you open the door to your new home.
Apply online
View the Fixed Home Loan Package details
% p.a.
3 Year Fixed Rate
An interest rate that is fixed for three years.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateRateRevert","Value":"5.99"},{"Name":"ProductRateProductId","Value":"3YFP-FHL-OO"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFP-FHL-OO_80-95_2m_fixed_3_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"5.99"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"6.36"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"10428"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"First Home Buyer - 3 Year Fixed Package"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"True"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Package Fixed"},{"Name":"ProductRateRateRevert","Value":"5.99"},{"Name":"ProductRateProductId","Value":"3YFP-FHL-OO"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFP-FHL-OO_80-95_2m_fixed_3_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"5.99"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"6.36"},{"Name":"ProductRateLoanSizeMinimum","Value":"100000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"10428"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"First Home Buyer - 3 Year Fixed Package"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"True"},{"Name":"ProductRateProductGroupId","Value":"500"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"80"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
First Home Buyer
Enjoy the certainty of fixed repayments
Flexible repayment frequency - pay weekly, fortnightly or monthly
Rate-lock facility
Split-loan interest rate option
Save on interest rates, products and services
Fixed Rate Home Loan
Lock in a competitive fixed interest rate for between one and five years with the option of flexible repayment frequencies.
Enjoy certainty by knowing your home loan repayments with a Fixed Rate Home Loan.
Apply online
View the Fixed Rate Home Loan details
% p.a.
3 Year Fixed Rate
An interest rate that is fixed for three years.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Fixed"},{"Name":"ProductRateRateRevert","Value":"8.76"},{"Name":"ProductRateProductId","Value":"3YFR-OO"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFR-OO_95_2m_fixed_3_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"5.89"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"8.03"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"5002"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"3 Year Fixed"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"400"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Fixed"},{"Name":"ProductRateRateRevert","Value":"8.76"},{"Name":"ProductRateProductId","Value":"3YFR-OO"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFR-OO_95_2m_fixed_3_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"5.89"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"8.03"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"5002"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"3 Year Fixed"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"400"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
Flexible repayment frequency - pay weekly, fortnightly or monthly
Rate-lock facility
Split-loan interest rate option
Fixed Rate Investment Loan
Lock in a competitive fixed interest rate for between one and five years with the option of flexible repayment frequencies.
Our Fixed Rate Investment Loan can help you open the door to your new investment property.
Apply online
View the Fixed Rate Investment Loan details
% p.a.
3 Year Fixed Rate
An interest rate that is fixed for three years.
[{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Fixed"},{"Name":"ProductRateRateRevert","Value":"9.41"},{"Name":"ProductRateProductId","Value":"3YFR-I"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFR-I_80_2m_fixed_3_IO"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.29"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"8.60"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"5017"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"3 Year Fixed"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"400"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Fixed"},{"Name":"ProductRateRateRevert","Value":"9.41"},{"Name":"ProductRateProductId","Value":"3YFR-I"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFR-I_80_2m_fixed_3_IO"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.29"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"8.60"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"5017"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"3 Year Fixed"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"400"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
Flexible repayment frequency - pay weekly, fortnightly or monthly
Interest only repayment option
Rate-lock facility
Split-loan interest rate option
Fixed Rate Investment Loan
Lock in a competitive fixed interest rate for between one and five years with the option of flexible repayment frequencies.
Our Fixed Rate Investment Loan can help you open the door to your new investment property.
Apply online
View the Fixed Rate Investment Loan details
% p.a.
3 Year Fixed Rate
An interest rate that is fixed for three years.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Fixed"},{"Name":"ProductRateRateRevert","Value":"9.41"},{"Name":"ProductRateProductId","Value":"3YFR-I"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFR-I_90_2m_fixed_3_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.09"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"8.53"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"5012"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"3 Year Fixed"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"400"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Fixed"},{"Name":"ProductRateRateRevert","Value":"9.41"},{"Name":"ProductRateProductId","Value":"3YFR-I"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"3YFR-I_90_2m_fixed_3_PI"},{"Name":"ProductRateInterestType","Value":"fixed"},{"Name":"ProductRateInterestRate","Value":"6.09"},{"Name":"ProductRateTermMinimum","Value":"3"},{"Name":"ProductRateComparisonRate","Value":"8.53"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"5012"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"3 Year Fixed"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"400"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"833.33"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
Flexible repayment frequency - pay weekly, fortnightly or monthly
Interest only repayment option
Rate-lock facility
Split-loan interest rate option
Standard Variable Investment Loan
Flexibility, competitive rates and a variety of features.
We understand you have an ever-changing lifestyle, so why not have an investment loan with flexibility?
Apply online
View the Standard Variable Investment Loan details
% p.a.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
[{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Standard Variable"},{"Name":"ProductRateRateRevert","Value":"9.41"},{"Name":"ProductRateProductId","Value":"SV-I"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"SV-I_80_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"9.71"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"9.62"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"103"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Standard Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"100"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Standard Variable"},{"Name":"ProductRateRateRevert","Value":"9.41"},{"Name":"ProductRateProductId","Value":"SV-I"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"SV-I_80_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"9.71"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"9.62"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"103"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Standard Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"100"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
$
+
Loan size
The minimum amount that needs to be borrowed for the loan.
[{"Name":"ProductRateRepaymentType","Value":"IO"},{"Name":"ProductRateProductGroup","Value":"Standard Variable"},{"Name":"ProductRateRateRevert","Value":"9.41"},{"Name":"ProductRateProductId","Value":"SV-I"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"SV-I_80_2m_variable_5_IO"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"9.71"},{"Name":"ProductRateTermMinimum","Value":"5"},{"Name":"ProductRateComparisonRate","Value":"9.62"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"103"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"True"},{"Name":"ProductRateProductName","Value":"Standard Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"80"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"100"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
No annual or monthly account keeping fees
Redraw facility
Flexible repayment frequency - pay weekly, fortnightly or monthly
Interest only repayment option
Split-loan interest rate option
Standard Variable Investment Loan
Flexibility, competitive rates and a variety of features.
We understand you have an ever-changing lifestyle, so why not have an investment loan with flexibility?
Apply online
View the Standard Variable Investment Loan details
% p.a.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Standard Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"SV-I"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"SV-I_90_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"9.41"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"9.48"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"102"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Standard Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"100"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Standard Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"SV-I"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"SV-I_90_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"9.41"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"9.48"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"102"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Standard Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"100"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
$
+
Loan size
The minimum amount that needs to be borrowed for the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Standard Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"SV-I"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"SV-I_90_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"9.41"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"9.48"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"102"},{"Name":"ProductRatePurpose","Value":"I"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Standard Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"90"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"100"},{"Name":"ProductRateOffset","Value":"0"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
No annual or monthly account keeping fees
Redraw facility
Flexible repayment frequency - pay weekly, fortnightly or monthly
Interest only repayment option
Split-loan interest rate option
Standard Variable Home Loan
Our Standard Variable Home Loan provides you with flexibility, competitive rates and unlimited extra repayments.
Apply online
View the Standard Variable Home Loan details
% p.a.
Interest rate
An interest rate is the rate of interest you need to pay as the borrower to the lender. This is defined as a percentage of the loan amount and is usually expressed as an annual percentage.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Standard Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"SV-OO"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"SV-OO_95_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"8.76"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"8.82"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"100"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Standard Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"100"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
% p.a.
Comparison rate
A comparison rate includes the interest rate and any fees and charges that relate to a loan. The comparison rate also depends on repayment frequency and the term of the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Standard Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"SV-OO"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"SV-OO_95_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"8.76"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"8.82"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"100"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Standard Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"100"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
$
+
Loan size
The minimum amount that needs to be borrowed for the loan.
[{"Name":"ProductRateRepaymentType","Value":"P&I"},{"Name":"ProductRateProductGroup","Value":"Standard Variable"},{"Name":"ProductRateRateRevert","Value":"-1"},{"Name":"ProductRateProductId","Value":"SV-OO"},{"Name":"ProductRateRateDiscount","Value":"0"},{"Name":"ProductRateBridgingOption","Value":"False"},{"Name":"ProductRateId","Value":"SV-OO_95_2m_variable_PI"},{"Name":"ProductRateInterestType","Value":"variable"},{"Name":"ProductRateInterestRate","Value":"8.76"},{"Name":"ProductRateTermMinimum","Value":"0"},{"Name":"ProductRateComparisonRate","Value":"8.82"},{"Name":"ProductRateLoanSizeMinimum","Value":"20000"},{"Name":"ProductRateDisplayOnWebsite","Value":"True"},{"Name":"ProductRateRateRefId","Value":"100"},{"Name":"ProductRatePurpose","Value":"OO"},{"Name":"ProductRateHasRevert","Value":"False"},{"Name":"ProductRateProductName","Value":"Standard Variable"},{"Name":"ProductRateRateDiscountAbs","Value":"0"},{"Name":"ProductRateLoanToValueRatioMaximum","Value":"95"},{"Name":"ProductRateFhbFlag","Value":"False"},{"Name":"ProductRateProductGroupId","Value":"100"},{"Name":"ProductRateOffset","Value":"100"},{"Name":"ProductRateLoanSizeMaximum","Value":"2000000"},{"Name":"ProductRateLoanToValueRatioMinimum","Value":"0"},{"Name":"ProductRateExtraRepayment","Value":"999999999"},{"Name":"ProductRateTermMaximum","Value":"30"}]
Estimated Repayment
$
No annual or monthly account keeping fees
Redraw facility
Flexible repayment frequency - pay weekly, fortnightly or monthly
Split-loan interest rate option

Most popular questions

See more FAQs

What product can I select for my Investment Loan?
You can choose from a range of product options such as an Investment Loan Package, Basic Variable, Standard Variable, or Fixed Rate. You also have the option of selecting Principal and Interest or Interest Only repayment options.

Interest Only loans provide you with the option of making a repayment equal to the interest charge monthly. By selecting this product option and only paying the interest, you will not reduce the principal balance of your loan during your Interest Only period.
Variable or fixed rate. Which is right for me?
If you choose a variable rate home or investment loan, the interest rate can rise or fall depending upon the market and economic conditions. This can potentially impact your repayment amount. On a variable rate, you have the flexibility to make unlimited extra repayments without a fee applying, to pay down your loan sooner.
Choosing a fixed rate home or investment loan means you can lock your interest in at a set rate for one to five years. So if you think interest rates have hit rock bottom or that rates may rise, you can add certainty to your loan by fixing your repayments for a set period.
If you're still not sure about which option is right for you, we're happy to help you make the right decision. Call us on 13 11 82 or visit your nearest branch for more details.
How many loans can be incorporated under one annual package fee?
Multiple loans can be incorporated under one $395 annual fee.

Our Home Loan Package offers variable, line of credit and fixed rate products.
What is Responsible Lending?
At People's Choice Credit Union we understand that credit is a very important facility which allows you to achieve your personal, financial or lifestyle goals faster than you could if you had to rely on your savings alone.

As a mutually owned financial institution we embrace our responsibility to understand your personal situation when we make recommendations regarding providing, extending or arranging credit for you. This is to ensure you are reasonably likely to meet the obligations you have in respect of repaying the debt and avoid experiencing financial stress.

But we recognise that situations may change from time to time which may inhibit your ability to meet your credit repayment obligations. We understand the pressures that you and your family may experience during these difficult times and we work with you to find a mutually acceptable solution to aid in your overall debt management strategies and to continue to work with you to achieve your financial goals.
What is Lenders Mortgage Insurance?
Lenders Mortgage Insurance (LMI) is an insurance that protects the lender in the event of default by the borrower.
How to avoid Lenders' Mortgage Insurance?
To avoid Lenders' Mortgage Insurance it is generally recommended the borrower keep their LVR (Loan to Value Ratio) below >80% plus any fees (conveyancer, stamp duty, building inspection, etc). If the borrower has a deposit of 20% or more of the property value, then they may not be required to pay LMI. For more information on whether you’ll need LMI please speak to one of our Home Loan Advisers or call 13 11 82.

How to get pre-approved for a home loan
We explain pre-approval, how it works and why you should get it.
Learn more
What you need to know before you get a home loan
When you start saving for a new home there are few things to consider, while you're saving and before you apply for a home loan.
Learn more

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